Investing & Passive Income
Put idle cash to work over months and years instead of leaving it earning nothing. General information only, not personalized financial advice, and values can go up as well as down.
Buying a broad market index fund through a standard brokerage account is the classic long-horizon way to grow money you don't need soon. General information only, not advice; returns aren't guaranteed and the value can go down as well as up.
Buy an existing website, app, or online store that already makes money instead of building one from zero. Small starter sites list for a few hundred dollars, but do real due diligence on traffic and revenue history before paying, since claims aren't independently verified here.
A real estate investment platform (REITs) with a low minimum, giving access to property income without buying or managing a building yourself. Real estate returns aren't guaranteed and funds can be less liquid than stocks.
A commission-free brokerage app for buying stocks, ETFs, bonds, and more, with fractional shares so you can start small. General information only, not advice; investments can lose value and nothing here is guaranteed.
A robo-advisor that builds and manages a diversified portfolio for you based on your goals, for a small annual fee. General information only, not advice; markets go down as well as up and returns are never guaranteed.
Buy fractional shares of individual rental homes for around a hundred dollars and collect a slice of the rent. General information only, not advice; property values and rental income can fall, and shares are hard to sell quickly.
Canadian investing, trading, and chequing app, IIROC-regulated, majority owned by Power Corporation of Canada. General information only, not personalized financial advice; CIPF protects up to $1,000,000 against firm insolvency, not against market losses. General information only, not advice; investments can fall as well as rise and returns aren't guaranteed.
Canadian discount brokerage operating since 1999, independent of the big banks, with $0-minimum self-directed accounts. General information only, not personalized financial advice; CIPF and supplemental private insurance cover firm failure, not investment losses. General information only, not advice; investments can fall as well as rise and returns aren't guaranteed.
Commission-free UK/EU investing app, FCA-authorised, with a free Stocks and Shares ISA. General information only, not personalized financial advice; FSCS protects up to £85,000 against firm failure, not against investment losses, which are always possible. Capital is at risk: investments can fall as well as rise and returns aren't guaranteed.
UK commission-free share-dealing app, FCA-authorised (FRN 783189), with paid tiers unlocking ISA and SIPP access. General information only, not personalized financial advice; FSCS protects against firm failure, not market losses. Capital is at risk: investments can fall as well as rise and returns aren't guaranteed.
UK DIY ETF investing platform, FCA-authorised, commission-free on self-managed portfolios with a 0.25% fee on the managed tier. General information only, not personalized financial advice; FSCS covers firm failure, not investment performance. Capital is at risk: investments can fall as well as rise and returns aren't guaranteed.
Refer people to India's largest stockbroker and earn a share of rewards through Zerodha's referral program; terms have changed over time, so check current conditions in-app before relying on a specific payout. General information only, not personalized financial advice, and investments can lose value.
Refer friends to open an account on Groww, a large, regulated Indian investing app, and both sides get a small cash reward after KYC. General information only, not personalized financial advice, and terms can change without notice. General information only, not advice; investments can lose value and returns aren't guaranteed.
UK app combining round-up investing with cash savings, FCA-regulated since 2016. General information only, not personalized financial advice; cash savings are separately protected up to £120,000 via the underlying bank, investments only up to £85,000 for firm failure. Capital is at risk: investments can fall as well as rise and returns aren't guaranteed.
UK robo-investing platform owned by Aviva, a FTSE 100 insurer, charging a 0.6% management fee plus underlying fund costs. General information only, not personalized financial advice; FSCS protects against firm failure, not market losses. Capital is at risk: investments can fall as well as rise and returns aren't guaranteed.
Rounds up everyday purchases to the nearest dollar and invests the spare change automatically. A low-friction way to start investing small amounts without thinking about it. General information only, not advice; the money is invested, so its value can go down as well as up.
Digital-only Canadian bank (a division of Equitable Bank) offering high-interest savings and chequing accounts. General information only, not personalized financial advice; deposits are CDIC-insured up to $100,000. Trustpilot reviews cite transfer delays as a real friction point. Rates can change at any time and aren't guaranteed.
ADGM (Abu Dhabi Global Market) FSRA-regulated robo-investing app for UAE residents, client assets custodied via a regulated bank. General information only, not personalized financial advice; this is a savings and investing tool, not an income source, and investments can lose value.
Vancouver-founded prepaid Mastercard and savings app with rotating cashback and interest on its paid tier; funds are held in trust at a CDIC member, giving CDIC coverage up to $100,000. General information only, not personalized financial advice; reviews cite mixed customer-support responsiveness. Rates and cashback terms can change at any time and aren't guaranteed.
The Mexican federal government's own retail investment platform (operated by NAFIN), letting any adult with a CURP, RFC, and bank account buy government debt starting at 100 MXN, with no commissions. General information only, not personalized financial advice; this tracks short-term interest rates, not high yield, and is a savings vehicle, not a job. General information only, not advice; yields change with each auction and aren't guaranteed.
US government savings bonds with a rate tied to inflation, bought directly with no broker or fees. Among the lowest-risk options here, with a required one-year minimum hold.
An FDIC-insured online savings account paying meaningfully more interest than a typical bank. Not an income, but the lowest-risk way to make idle cash earn something instead of nothing. Rates change, so compare a few before opening one.